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1311 Howard Street, Kinston, NC, 28501

4beds
2baths
1,370sqft
$199,900
$146price/sqft
$1,672/moest. monthly cost
$66,880/yrincome needed

About This Home

This well-maintained older 4 bedroom, 2 bath home is freshly painted throughout. Centralized heat and air. The kitchen will feature a brand-new stove and dishwasher. There is a formal dining room, and a formal living room. Enjoy relaxing mornings or evenings on the spacious front porch. There is an attached garage, and in the backyard, you will find an outbuilding and a detached garage, providing excellent storage or workshop space. The upstairs is perfect for children or for a private retreat. It features a cozy lounge area, two bedrooms, and a full bathroom. The 7 foot ceiling on the second floor has a slanted ceiling, making this property a 1.25 story house, and the second floor has 455 sqft. The main level offers two additional bedrooms and a full bathroom. With its fresh updates and generous living spaces, this home offers the new owner comfort and versatility inside and out.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Northwest ElementaryGrades K-51.2 mi
5/10
Rochelle MiddleGrades 6-81.6 mi
3/10
Kinston HighGrades 9-121.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block,Crawl Space
  • Roof: Asbestos Shingle,Metal,Rubber
  • Construction materials: Asbestos,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Attic: Access Only

Heating & Cooling

  • Heating features: Gas Pack,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Property

Details

  • Parcel number: 452506380271
  • Zoning: RA6
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Front Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: See Remarks
  • On waterfront: Yes
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 0.32 acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Gravel,Concrete,On Site,Garage6
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Lenoir County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$230$2,760
Property Taxes $232$2,784
Electricity $200$2,405
Total$1,672$20,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,325/yr
40% on housing$50,160/yr
45% on housing$44,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 28501$76
Lenoir County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 28501$111
Lenoir County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$199,900
2025-12-30Listing removed$199,900
2025-11-13Price change$199,900
2025-08-28Listed for sale$205,000
2010-09-27Sold$22,000
2010-06-15Sold$35,900

For Sale by Agent

AgentMILTON FIELDS
BrokerageM & C REALTY COMPANY INC.

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