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1495 Northside Road, Elizabeth City, NC, 27909

2beds
1baths
1,136sqft
$210,000
$185price/sqft
$1,457/moest. monthly cost
$58,280/yrincome needed

About This Home

his beautifully positioned 2-bedroom, 1-bath home offers the perfect blend of privacy and potential, making it an ideal fit for first-time buyers, downsizers, or savvy investors looking for their next smart move. Nestled on a spacious 1-acre lot, this property gives you the freedom to expand, entertain, or simply enjoy peaceful living with room to breathe--something that's getting harder to find. Step inside and you'll find a cozy, functional layout filled with natural light and inviting living spaces designed for everyday comfort. The home's simplicity makes it move-in ready while still offering a blank canvas for buyers who want to add their personal touch and build equity quickly. Outside is where this property truly shines. The expansive yard opens the door to endless possibilities--gardening, outdoor entertaining, adding a workshop, or even future expansion. Whether you're dreaming of quiet country living or looking for land with flexibility, this property delivers. Located just minutes from local shopping, dining, and the charm of downtown Elizabeth City, you get the best of both worlds--convenience and privacy. With acreage, affordability, and opportunity all in one, this is the type of property that moves fast. Schedule your showing today--homes with land at this price point don't last long!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Northside ElementaryGrades K-54.1 mi
6/10
Elizabeth City MiddleGrades 6-83.9 mi
3/10
Pasquotank County HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Brick/Mortar
  • Roof: Architectural Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Blinds/Shades

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 7987 661086
  • Zoning: A-1
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 142 x 249 x 91

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$91$1,092
Property Taxes $105$1,260
Electricity $200$2,405
Total$1,457$17,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,954/yr
40% on housing$43,710/yr
45% on housing$38,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$154
Pasquotank County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$210,000
2026-04-22Listed for sale$210,000

For Sale by Agent

AgentShenita St Clair
BrokerageEXP Realty LLC - C

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