See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

138 Dances Bay Road, Elizabeth City, NC, 27909

4beds
4baths
3,304sqft
$699,900
$212price/sqft
$4,480/moest. monthly cost
$179,200/yrincome needed

About This Home

A home that truly has it all! Welcome to this stunning traditional custom-built brick home in Dances Bay Colony that combines elegance, function, and lifestyle all in one. Features you will love; 4 beds, 2 full baths,2 half baths, grand staircase that makes a statement the moment you enter,in-ground salt water swimming pool with screened pool house for endless summer fun, 30x40 detached garage with permanent stairs leading to versatile space ideal for hobbies, storage, or future expansion, sprinkler system to keep your lawn lush all year round .Nestled in a waterfront community, this home is more than just a place to live, its a stay-cation all year!Don't just dream it! Live it!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Weeksville ElementaryGrades K-54.6 mi
6/10
River Road MiddleGrades 6-86.9 mi
1/10
Northeastern HighGrades 9-127.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,304
  • Total interior livable area: 3,304 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 881901274111
  • Zoning: R-25
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Patio,Porch,Screened
  • Fencing: Back Yard,Vinyl
  • Waterfront features: Water Access Comm
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.71 Acres
  • Features: Water Access Comm
  • Lot size dimensions: 129 x 257 x 128 x 257

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Garage Faces Front,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$304$3,648
Property Taxes $330$3,960
Electricity $307$3,692
Total$4,480$53,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,600/yr
40% on housing$134,400/yr
45% on housing$119,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$153
Pasquotank County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$725,000
2025-09-10Listed for sale$743,500

For Sale by Agent

AgentThe Morrisette Group
BrokerageBerkshire Hathaway HomeServices RW Towne Realty/Moyock

Similar Homes