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1112 Jessica Street, Elizabeth City, NC, 27909

2beds
2baths
1,000sqft
$230,000
$230price/sqft
$1,571/moest. monthly cost
$62,840/yrincome needed

About This Home

Welcome to this charming home in the heart of Summerfield! This well-maintained two bedroom, two bath home offers an inviting floor plan with beautiful wood flooring that greets you as you enter. The galley-style kitchen provides ample space to prepare meals, includes a pantry for added storage, and opens to a dedicated dining area. The living room features a cozy fireplace, perfect for those chilly days. The primary bedroom features a private bathroom and a walk-in closet. Out back, enjoy the patio, six-foot vinyl privacy fence, and 16'x10' storage shed. With the property backing up to a wooded area, the back yard offers a peaceful and private place to relax. *The owners are replacing the flooring in the primary bedroom with carpet and the bathrooms with vinyl.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
P W Moore ElementaryGrades K-51.6 mi
6/10
River Road MiddleGrades 6-83.0 mi
2/10
Northeastern HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Dryer,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,In Hall,Laundry Closet

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Ceiling Fan(s),Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Laminate,Vinyl,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 891303002312
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: Storm Doors
  • Fencing: Privacy,Back Yard,Vinyl
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 7,841 sqft
  • Lot size dimensions: 65 x 123 x 65 x 123

Parking

  • Parking features: Concrete,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$100$1,200
Property Taxes $108$1,296
Electricity $200$2,405
Total$1,571$18,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,862/yr
40% on housing$47,130/yr
45% on housing$41,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$154
Pasquotank County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$230,000
2026-07-25Listed for sale$230,000
2020-07-24Sold$120,500
2020-05-01Pending sale$115,000
2020-03-10Listed for sale$115,000
2018-08-16Sold$96,000
2018-07-06Pending sale$99,500
2018-06-28Listed for sale$99,500
2012-08-24Sold$70,000
2012-06-30Listed for sale$74,900
2012-03-03Listing removed$95,000
2012-02-29Price change$95,000
2011-05-12Listed for sale$129,900
2005-07-21Sold$93,000

For Sale by Agent

AgentLaura Jopp
BrokerageHall & Nixon Real Estate, Inc

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