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303 Speed Street, Elizabeth City, NC, 27909

6beds
4baths
2,458sqft
$275,000
$112price/sqft
$2,153/moest. monthly cost
$86,120/yrincome needed

About This Home

Invest in your future with this exceptional rental property opportunities. These properties offer the growth potential you are looking for. Key Highlights: Double the Opportunity: 305 Speed Street is also available for the same price, allowing you to expand your portfolio effortlessly. Don't miss out on this rare chance to secure a solid investment. Contact us today to learn more and schedule a viewing!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
P W Moore ElementaryGrades K-50.4 mi
6/10
River Road MiddleGrades 6-82.0 mi
1/10
Northeastern HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Dryer Hookup,Washer Hookup,Hookup - Dryer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Kitchen Island,Ceiling Fan(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,458
  • Total interior livable area: 2,458 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 89130877695
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks

Lot

  • Lot size: 0.31 Acres
  • Features: Level
  • Lot size dimensions: 60 x 220.3 x 72.7 x 223.9

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$119$1,428
Property Taxes $416$4,992
Electricity $228$2,747
Total$2,153$25,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,817/yr
40% on housing$64,590/yr
45% on housing$57,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$154
Pasquotank County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-14Price change$275,000
2025-09-09Listed for sale$280,000
2023-08-31Listing removed--
2023-08-22Listed for sale$205,000
2013-12-04Sold$194,000

For Sale by Agent

AgentGene Tick
BrokerageIBX Realty LLC

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