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771 Bishop Ln, Mill Spring, NC, 28756

2beds
2baths
0sqft
$134,500
--price/sqft
$989/moest. monthly cost
$39,560/yrincome needed

About This Home

JUST REDUCED & PRICED TO MOVE! The sellers are highly motivated and actively inviting all offers. Situated on a 1.24-acre wooded lot in Mill Spring, this 2-bedroom, 2-bathroom manufactured home features a spacious bonus room/flex space, currently utilized as a 3rd bedroom, offering peaceful country living and excellent privacy. The property features a 2-car carport with an attached storage shed, adding value and utility. Inside, you'll find a welcoming family room anchored by a cozy wood-burning fireplace and a bright skylight. Enjoy the quiet, wooded surroundings from the large, screened-in front porch. Central HVAC is non-functional. This property is being sold strictly AS-IS, with the seller making no repairs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Polk County High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main
  • Area: 37.9
  • Dimensions: 7' 7" X 5' 0"

Bedroom S

  • Level: Main
  • Area: 150.54
  • Dimensions: 11' 7" X 13' 0"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 119.5836
  • Dimensions: 9' 1" X 13' 2"

Family Room

  • Level: Main
  • Area: 253.5225
  • Dimensions: 19' 3" X 13' 2"

Features

  • Flooring: Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 0

Flex Space

  • Level: Main
  • Area: 116.625
  • Dimensions: 12' 6" X 9' 4"

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main
  • Area: 146.25
  • Dimensions: 11' 3" X 13' 0"

Laundry

  • Level: Main
  • Area: 56.85
  • Dimensions: 7' 7" X 7' 6"

Living Room

  • Level: Main
  • Area: 219.9375
  • Dimensions: 17' 3" X 12' 9"

Primary Bedroom

  • Level: Main
  • Area: 193.2175
  • Dimensions: 15' 3" X 12' 8"

Property

Details

  • Parcel number: P55189
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Screened
  • Exterior features: Storage

Lot

  • Lot size: 1.24 Acres
  • Features: Sloped,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $680$8,160
Home Insurance *$49$588
Property Taxes $60$720
Electricity $200$2,405
Total$989$11,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,908/yr
40% on housing$29,670/yr
45% on housing$26,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28756$541
Polk County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28756
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$134,500
2026-07-24Price change$149,900
2026-07-13Listed for sale$169,900
2025-04-07Sold$95,000
2025-03-27Contingent$119,000
2025-02-11Pending sale$119,000
2024-11-22Price change$119,000
2024-09-18Price change$129,000
2024-08-20Listed for sale$139,900
2022-11-23Sold$133,500
2022-11-01Contingent$149,900
2022-10-13Listed for sale$149,900

For Sale by Agent

AgentValerie Frey
BrokerageHoward Hanna Beverly-Hanks, Lake Lure

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