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4647 Big Level Rd, Mill Spring, NC, 28756

7beds
5baths
4,388sqft
$1,675,000
$382price/sqft
$10,181/moest. monthly cost
$407,240/yrincome needed

About This Home

Set on more than 12 picturesque acres just minutes from the world-renowned Tryon International Equestrian Center, this exceptional farmhouse estate offers an unmatched blend of luxury mountain living, equestrian functionality, and incredible investment potential. Whether envisioned as a private family compound, boutique event venue, luxury Airbnb retreat, or working equestrian property, the possibilities here are truly endless. Designed with horse enthusiasts in mind, the property features three fenced pastures and a well-equipped two-stall barn complete with tack room and hay/shavings storage, creating a turnkey setup for equestrian use. The expansive grounds are beautifully landscaped and centered around one of the property’s most breathtaking features — a luxurious custom creek and waterfall installation stretching over 170 feet and showcasing more than seven cascading waterfalls, creating a truly serene and unforgettable setting rarely found in the area. The spacious 7-bedroom, 5-bathroom residence offers exceptional flexibility for multigenerational living, guest accommodations, retreat-style hosting, or income-producing opportunities. Several of the bedrooms can easily serve as bunk rooms, offices, fitness spaces, media rooms, or private guest suites, allowing the home to adapt seamlessly to a variety of lifestyles and business ventures. Adding even more versatility is the private 1-bedroom, 1-bath apartment above the garage — ideal for guests, caretakers, rental income, or extended family living. Enjoy peaceful mornings and mountain sunsets from the expansive side deck overlooking the rolling countryside and surrounding mountain views. Located just a short drive from one of the country’s premier equestrian destinations, this rare Western North Carolina property combines natural beauty, privacy, functionality, and commercial potential in one extraordinary offering. Additional highlights include brand-new siding, fresh exterior paint, making this property move-in ready while still offering room to personalize and expand its vision. Furnishings negotiable. Approximately 1,706 square feet of total HLA unpermitted.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
Polk County High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Hood,Gas Range,Microwave,Oven,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Mud Room,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 2

Features

  • Kitchen Island,Pantry,Wet Bar,Total Primary Heated Living Area: 3918
  • Flooring: Tile,Vinyl
  • Fireplace features: Den,Living Room
  • Finished area below ground: 1,236
  • Finished area above ground: 2,682

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,682
  • Total interior livable area: 4,388 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: P7914
  • Zoning: no zoning
  • Special condition: Standard
  • Horse amenities: Barn,Paddocks,Pasture,Tack Room

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Porch,Rear Porch
  • Exterior features: Livestock Run In,Storage,Other - See Remarks
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 12.33 Acres
  • Features: Pasture,Views,Waterfall - Artificial

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$611$7,332
Property Taxes $693$8,316
Electricity $408$4,904
Total$10,181$122,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$349,062/yr
40% on housing$305,430/yr
45% on housing$271,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 28756$515
Polk County$284

vs Homes Sold Last Month

Median $/sqft

ZIP 28756
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$1,799,999
2015-03-09Sold$307,000
2014-06-07Price change$344,000
2013-07-29Price change$344,900
2013-06-02Listed for sale$359,000

For Sale by Agent

AgentHeather Chambers
BrokerageHoward Hanna Beverly-Hanks

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