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925 Appalachian Way, Bryson City, NC, 28713

4beds
5baths
6,612sqft
$1,575,000
$238price/sqft
$9,644/moest. monthly cost
$385,760/yrincome needed

About This Home

A rare opportunity to own one of Fontana Lake Estates' premier family compounds. Encompassing over 6,600 square feet, this remarkable mountain retreat captures breathtaking year-round panoramic views of the Great Smoky Mountains National Park, where every sunset paints a different masterpiece across the horizon. Designed for gathering without sacrificing privacy, the home offers exceptional spaces for multiple generations to live, relax, and entertain. The main level features a luxurious primary suite with its own stone gas fireplace, heated bath floors, private covered deck access, office, library lined with built-in bookshelves, expansive craft/activity room, oversized laundry with overflow kitchen, mudroom, and generous storage. Upstairs, the open game loft with pool table, bunk room, and additional bedroom suites create the perfect space for family and guests. The third level lives like its own private retreat with two additional bedroom suites, kitchenette, second laundry, sitting room with gas fireplace, workout room, and dry sauna. Home features 6 sleeping rooms septic is for four bedrooms. Craftsmanship defines every room. Reclaimed antique mill flooring anchors the main living spaces, while massive tree-trunk columns, custom woodwork, and authentic stone fireplaces create a timeless mountain lodge feel impossible to replicate. Walls of glass frame the extraordinary views from nearly every gathering space. The outdoor living is just as impressive. Covered decks span multiple levels, including a private covered porch from the primary suite and an expansive lower-level patio with hot tub, creating year-round spaces to enjoy the ever-changing mountain scenery. Additional features include a whole-house generator, UV water treatment system, oversized two-car garage with dual EV chargers, and abundant storage throughout. Located within the sought-after Fontana Lake Estates community, owners enjoy private access to Fontana Lake with a marina, courtesy docks, secure boat storage, and neighborhood hiking trails just a short walk from the home. Combining extraordinary craftsmanship, unmatched mountain views, and one of Western North Carolina's most desirable lake communities, this is more than a home—it's a legacy property built for generations.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
4/10
Swain County Middle SchoolGrades PK,6-85.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Log,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Electric Range,Refrigerator,Refrigerator with Ice Maker,Self Cleaning Oven,Tankless Water Heater,Wall Oven,Washer/Dryer
  • Laundry features: In Basement,Laundry Room,Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Storage Space,Walk-Out Access,Walk-Up Access

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Sauna
  • Flooring: Wood
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 6,612

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 4,482
  • Total interior livable area: 6,612 sqft

Other

  • Features: See Remarks
  • Level: Upper

Other

  • Features: See Remarks
  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 664202996093
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Rainwater Catchment
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • Waterfront features: Boat Ramp – Community,Boat Slip – Community
  • Waterbody name: Fontana Lake

Lot

  • Lot size: 3.18 Acres
  • Features: Cleared,Private,Sloped,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Electric Vehicle Charging Station(s),Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Earthquake
Hail
Tornado
Wildfire

FEMA Declared Disasters in Swain County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,964$95,568
Home Insurance *$502$6,024
Property Taxes $563$6,756
Electricity $615$7,390
Total$9,644$115,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$330,651/yr
40% on housing$289,320/yr
45% on housing$257,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28713$210
Swain County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 28713$275
Swain County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$1,575,000

For Sale by Agent

AgentSara Christensen-Adams
BrokerageEvergreen Mountain Realty Group LLC

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