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3111 Elmira St, Indianapolis, IN, 46208

2beds
1baths
1,140sqft
$114,900
$101price/sqft
$1,089/moest. monthly cost
$43,560/yrincome needed

About This Home

Welcome to 3111 Elmira! This 2 bedroom, 1 bathroom home is full of potential and opportunity! This property is ideal for buyers looking to add their personal touch with a little TLC or for investors seeking their next flip or rental. Featuring a functional layout and solid bones, this home offers the chance to build equity and bring your vision to life. Whether you're looking to renovate and resell or create a steady income-producing property, the possibilities are endless. Don't miss this great investment opportunity!

Getting Around

38
WalkingCar-Dependent
36
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Breakfast Room

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 490622111013000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Fence Complete

Lot

  • Lot size: 2,178 sqft
  • Features: Corner Lot

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$88$1,056
Property Taxes $237$2,844
Electricity $184$2,212
Total$1,089$13,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,337/yr
40% on housing$32,670/yr
45% on housing$29,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 46208$118
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46208$118
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$129,900
2025-07-03Sold$124,000
2022-10-12Sold$52,000
2022-08-29Pending sale$69,900
2022-08-19Listed for sale$69,900
2018-08-21Listing removed$550
2018-06-14Listed for rent$550
2017-03-01Listing removed$500
2017-02-24Listed for rent$500
2016-05-19Listing removed$495
2015-08-12Listing removed$450
2015-07-31Listed for rent$450
2015-03-28Listing removed$24,000
2014-11-05Sold$0
2013-10-25Sold$7,000
2011-11-15Sold$7,500
2011-10-28Price change$8,995
2011-07-16Listed for sale$10,900
2010-08-03Listing removed$16,000
2010-02-17Listed for sale$16,000

For Sale by Agent

AgentMike Scott
BrokerageScott Estates

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