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2281 Balltown Rd, Bryson City, NC, 28713

5beds
3baths
--sqft
$350,000
--price/sqft
$2,234/moest. monthly cost
$89,360/yrincome needed

About This Home

Versatile Property with Income Potential and Outdoor Living Well-maintained home featuring 3 bedrooms and 2 full baths in the main residence, along with a separate 2 bedroom, 1 bath income-producing unit currently renting for $1,250/month. The home offers comfortable living spaces, a functional kitchen, and a spacious screened-in porch perfect for relaxing or entertaining, plus an adjoining deck for additional outdoor enjoyment. Property includes a deeded right-of-way providing access to a lower storage shed and yard area, as well as deeded rights to the adjoining property behind, adding extra value and flexibility. Great opportunity for homeowners or investors seeking additional income and usable outdoor space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Swain County Middle SchoolGrades PK,6-81.9 mi
2/10
Swain County High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Single,Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven/Range,Refrigerator,Electric Water Heater
  • Laundry features: First Level

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Breakfast Bar,Ceiling Fan(s),Country Kitchen,Kitchen Island,Kitchen/FR Combo,Living/Dining Room,Main Level Living,Primary on Main Level,Split Bedroom
  • Window features: Insulated Windows
  • Flooring: Hardwood,Ceramic Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 666404631076

Features

  • Patio & porch: Screened Porch/Deck
  • Living area range: 1601-1800

Lot

  • Lot size: 0.79 Acres
  • Features: Level Yard,Unrestricted

Parking

  • Parking features: Carport-Double Detached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Swain County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$111$1,332
Property Taxes $154$1,848
Electricity $200$2,405
Total$2,234$26,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,594/yr
40% on housing$67,020/yr
45% on housing$59,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28713$212
Swain County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 28713$275
Swain County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$375,000
2026-04-09Listing removed$379,000
2026-03-16Price change$379,000
2026-02-18Price change$390,000
2026-01-09Price change$375,000
2025-12-15Price change$382,000
2025-11-01Listed for sale$387,000
2017-03-10Sold$200,000
2016-08-13Listing removed$239,900
2015-09-19Price change$239,900
2015-08-13Listed for sale$243,900
2007-04-25Sold$170,000
2006-05-18Sold$60,000

For Sale by Agent

AgentMariah Lowe
BrokerageYellow Rose Real Estate LLC

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