See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1015 Cardinal Drive NW, Wilson, NC, 27896

3beds
4baths
4,046sqft
$524,900
$130price/sqft
$3,786/moest. monthly cost
$151,440/yrincome needed

About This Home

This stunning 3BR/4BA home offers 3,241 square feet of beautifully thought out living space, all on one level, and sits on a well maintained rare double lot totaling 1.19 acres. The open floorplan is ideal for both everyday living and entertaining, featuring a spacious living room with tons of natural light from the sunroom, vaulted ceilings, gas logs, and custom built-in shelving. The chef's kitchen is a true centerpiece with an oversized island, gas stove top, abundant counter space, and plenty of storage, all conveniently located near a large laundry room that offer additional storage and utility sink. Just off the main living area, the sunroom with wet bar overlooks the breathtaking landscaped backyard—an inviting spot to relax or host guests. The primary suite is a private retreat, complete with a large walk-in closet, extensive built-ins, and a luxurious bath featuring a double vanity, jetted tub, and tiled walk-in shower. The partial finished basement adds an additional 805 square feet of heated/cooled space offering incredible flexibility including a rec room, kitchen area, full bath, and an additional room that could be used as a bedroom or whatever your heart desires—perfect for an in-law suite or kids playroom/suiteI You'll also find a 20'x35' garage, abundant storage space, and a dedicated wine cellar with dehumidifier. Outdoor living shines here with a double carport at the front door, a screened back porch that leads to an open deck with hot tub, and a charming gazebo with a koi pond in the side yard—ideal for enjoying peaceful fall and spring days. This one truly has it all: space, function, and unforgettable outdoor charm.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Vinson-Bynum ElementaryGrades K-51.6 mi
7/10
Forest Hills MiddleGrades 6-80.3 mi
5/10
James Hunt HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Whole-Home Generator,Kitchen Island,2nd Kitchen,Ceiling Fan(s),Hot Tub,Walk-in Shower,Wet Bar,Basement,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,241
  • Total interior livable area: 4,046 sqft

Property

Details

  • Parcel number: 3712275189.000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 1.19 Acres
  • Lot size dimensions: 302 x 200 x 192 x 202

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Covered,Paved,Garage7
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Hail
Hurricane
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Wilson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$274$3,288
Property Taxes $482$5,784
Electricity $376$4,522
Total$3,786$45,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,805/yr
40% on housing$113,580/yr
45% on housing$100,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 27896$139
Wilson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 27896$170
Wilson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$549,900
2026-02-28Price change$559,900
2026-01-22Listed for sale$574,900
2021-09-01Sold$435,000
2021-07-28Pending sale$430,500
2021-07-24Listed for sale$430,500

For Sale by Agent

AgentSpencer Lyndon
BrokerageOur Town Properties Inc.

Similar Homes