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2107 Somerset Drive N, Wilson, NC, 27893

4beds
2baths
2,057sqft
$285,000
$139price/sqft
$2,089/moest. monthly cost
$83,560/yrincome needed

About This Home

This well maintained home is ready for a big active family. From the antique brick exterior to the roomy interior it is ''family friendly''. The 4 BRs are all spacious. Updated baths, formal areas, a sunny kitchen & huge den are stars of the interior. The huge, open back yard will accommodate any type of ballgame. Another star feature is the 16 x24 wired workshop that has heat & air, several built in benches & cabinets & a covered porch. It is located convenient to EVERYTHING on a quiet cul de sac!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Wells ElementaryGrades K-50.6 mi
7/10
Forest Hills MiddleGrades 6-81.5 mi
4/10
Fike HighGrades 9-120.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Dishwasher,Cooktop
  • Laundry features: Dryer Hookup,Washer Hookup,In Kitchen

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Master Downstairs,Entrance Foyer,Bookcases,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Eat-in Kitchen
  • Window features: Storm Window(s)
  • Flooring: LVT/LVP,Carpet,Tile,Vinyl,Hardwood
  • Attic: Access Only,Attic Fan,Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Attic Fan

Interior Area

  • Total structure area: 2,057
  • Total interior livable area: 2,057 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 3712892592.000
  • Zoning: R-31
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 2,178 sqft
  • Features: Wooded
  • Lot size dimensions: 96 x 174 x 136 x 241

Parking

  • Parking features: Off Street,On Site,Paved,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$186$2,232
Property Taxes $262$3,144
Electricity $200$2,405
Total$2,089$25,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,622/yr
40% on housing$62,670/yr
45% on housing$55,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 27893$93
Wilson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 27893$141
Wilson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$299,900

For Sale by Agent

AgentSharyn Hardister
BrokerageChesson Realty

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