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3103 Tilghman Road N, Wilson, NC, 27896

5beds
4baths
3,720sqft
$434,000
$117price/sqft
$3,168/moest. monthly cost
$126,720/yrincome needed

About This Home

Space, flexibility, and value all come together in this move-in ready home offering approximately 3,700 square feet, 5 bedrooms, and 4 full baths. One of the most unique features is the private addition with its own entrance, living area, bedroom, full bath, and separate HVAC system--ideal for multi-generational living, guests, a home office, homeschool space, or hobby area. Inside, you'll find three separate living areas, a formal dining room, kitchen nook, breakfast bar, sunroom, and a screened porch overlooking the fenced backyard. Recent updates include fresh neutral paint throughout, new LVP flooring in multiple rooms, updated tile in an upstairs bath, upgraded kitchen countertops and backsplash, and landscaping improvements. The refrigerator, washer, and dryer will convey, making the move even easier for the next owner. Outdoor features include a large deck, wood playset, fenced backyard, and an 24x30 outbuilding with endless possibilities for storage, hobbies, or projects. With room for everyone and priced competitively, this property offers a rare opportunity to gain square footage, flexibility, and value in Wilson County. For added peace of mind, the seller is including a one-year home warranty.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
New Hope ElementaryGrades K-51.7 mi
6/10
Elm City MiddleGrades 6-84.2 mi
4/10
Fike HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Crawl Space
  • Roof: Membrane,Shingle
  • Construction materials: Brick,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Bookcases,Kitchen Island,Apt/Suite,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s),Wood Burning Stove
  • Flooring: LVT/LVP,Tile,Hardwood
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,720
  • Total interior livable area: 3,720 sqft

Property

Details

  • Parcel number: 3714907373.000
  • Zoning: SR4
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Porch,Screened
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 145 x 190 x 145 x 190

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Wilson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,194$26,328
Home Insurance *$226$2,712
Property Taxes $402$4,824
Electricity $346$4,157
Total$3,168$38,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,617/yr
40% on housing$95,040/yr
45% on housing$84,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 27896$139
Wilson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 27896$170
Wilson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$434,000
2026-07-09Price change$440,000
2026-06-16Pending sale$445,000
2026-06-05Listed for sale$445,000
2022-05-10Listing removed--
2022-03-16Listed for sale$290,000
2012-10-22Sold$96,500

For Sale by Agent

AgentRuhamah Baker
BrokerageKW Wilson (Keller Williams Realty)

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