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6321 Nc 42 Highway E, Elm City, NC, 27822

4beds
2baths
2,229sqft
$225,000
$101price/sqft
$1,613/moest. monthly cost
$64,520/yrincome needed

About This Home

Enjoy peaceful country living in this charming 4-bedroom, 2-bath home situated on 1.5 acres! With plenty of space both inside and out, this property offers room to spread out and enjoy. Relax or entertain on the large deck overlooking the spacious yard, and take advantage of the detached one-car garage for extra storage or parking. A wonderful opportunity to enjoy privacy, space, and country living!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Gardners ElementaryGrades K-51.5 mi
5/10
Speight MiddleGrades 6-810.0 mi
5/10
Beddingfield HighGrades PK,9-129.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,229
  • Total interior livable area: 2,229 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 3763813498.000
  • Zoning: AR
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 113 x 180 x 112 x 153

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Cold Wave
Drought
Hail
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$133$1,596
Property Taxes $136$1,632
Electricity $207$2,491
Total$1,613$19,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,302/yr
40% on housing$48,390/yr
45% on housing$43,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 27822$170
Wilson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 27822$154
Wilson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$225,000
2026-06-12Listed for sale$225,000

For Sale by Agent

AgentHeather Alford
BrokerageKW Wilson (Keller Williams Realty)

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