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107 Shepard Way, Burnsville, NC, 28714

4beds
2baths
1,892sqft
$449,000
$237price/sqft
$2,812/moest. monthly cost
$112,480/yrincome needed

About This Home

Looking for a spacious home that is close enough to walk to Burnsville and all that it offers? This city of Burnsville home offers so much for people looking for in town living considering it is only a few blocks off Main Street and walkable to the farmers market, cafes, the brewery and new wine bar. On city water and sewer, the home has four bedrooms, two baths, plenty of square footage and a quiet fenced in back yard. Built in 2018, the owners have made some improvement to the home that include a new HVAC unit that services main level, new on demand hot water heater, extending the square footage of the basement to add another bedroom, and replacing the grinder pump for the sewer. Be a part of growing Burnsville, see this one of a kind home today

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Mountain Heritage HighGrades PK,9-121.7 mi
3/10
Burnsville ElementaryGrades PK-52.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Cedar Shake,Rough Sawn,Wood,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bathroom Full

  • Features: Attic Other
  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Flooring: Bamboo,Tile,Wood
  • Attic: Permanent Stairs
  • Finished area below ground: 946
  • Finished area above ground: 946

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Heat Pump,None

Interior Area

  • Total structure area: 946
  • Total interior livable area: 1,892 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 082009156624000
  • Zoning: R-10
  • Special condition: Standard
  • Exclusions: Washer & dryer does not convey

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.29 Acres
  • Features: Paved

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Parking Space(s)
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Hail
Landslide
Tornado

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$147$1,764
Property Taxes $195$2,340
Electricity $200$2,405
Total$2,812$33,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,411/yr
40% on housing$84,360/yr
45% on housing$74,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$260
Yancey County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$449,000
2018-05-04Sold$219,000
2018-03-30Pending sale$219,000
2018-01-19Listed for sale$219,000
2011-05-19Sold$35,000

For Sale by Agent

AgentRachael Finley
BrokerageCarolina Mountain Sales

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