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81 Summer Trees Ln, Burnsville, NC, 28714

4beds
3baths
2,532sqft
$749,000
$296price/sqft
$4,618/moest. monthly cost
$184,720/yrincome needed

About This Home

Beautiful Home in West Burnsville, an easy 30 minute drive to Downtown Asheville. Peaceful retreat on 3.4 private, wooded acres just minutes and from the quaint town of Burnsville. This thoughtfully updated home blends rustic charm with refined comfort, featuring stylish lighting, new flooring, paint, tile bathrooms, and premium appliances. A lovely fish pond and stone landscaping create a serene welcome as you approach the entry. Inside, large new windows fill the home with natural light and frame the forest views. The open kitchen, dining, and living areas are great for entertaining, while the upstairs family room showcases a custom electric fireplace with a djustable colors and warmth. An oversized detached garage with two large bays offers plenty of space for vehicles, tools, or hobbies. Enjoy privacy, mountain air, and easy access to skiing, hiking trails, waterfalls, and the stunning natural beauty of Western North Carolina.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Blue Ridge ElementaryGrades PK-54.2 mi
8/10
Cane River MiddleGrades 6-84.0 mi
5/10
Mountain Heritage HighGrades PK,9-126.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator
  • Laundry features: In Bathroom,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,532

Flex Space

  • Level: Main

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central,Ductless,Heat Pump
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 2,208
  • Total interior livable area: 2,532 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Third

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 988100039279000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Balcony,Porch
  • Has view: Yes
  • View description: Mountain(s),Year Round
  • Waterfront features: Pond

Lot

  • Lot size: 3.43 Acres
  • Features: Pond(s),Private,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind
Drought
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$246$2,952
Property Taxes $350$4,200
Electricity $235$2,829
Total$4,618$55,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,331/yr
40% on housing$138,540/yr
45% on housing$123,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$258
Yancey County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$749,000
2026-05-24Listed for sale$775,000
2025-10-17Listing removed$775,000
2025-10-12Listed for sale$775,000
2023-07-31Sold$200,000

For Sale by Agent

AgentStephanie Johnson
BrokerageMountain Adventure Realty

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