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3041 Bald Mountain Rd, Burnsville, NC, 28714

2beds
1baths
0sqft
$299,000
--price/sqft
$1,956/moest. monthly cost
$78,240/yrincome needed

About This Home

Welcome to 3041 Bald Mountain Rd — a charming classic farmhouse nestled on 10 beautiful acres in the peaceful Bald Mountain area. Featuring 2 bedrooms and 1 bathroom, this home offers cozy living with a recently updated kitchen that blends modern touches with timeless farmhouse charm. Step outside to a large, inviting front yard and unwind on the covered front porch, complete with a porch swing — the perfect spot to enjoy your morning coffee or relax in the evenings while listening to the soothing sounds of the nearby babbling creek. This property provides the ideal setting for homesteading, gardening, or simply escaping the hustle and bustle of a fast-paced lifestyle. The land offers ample space for livestock, crops, or creating your dream outdoor oasis. An additional septic system is already in place on the property, offering excellent potential for future investment, expansion, or a second home. Whether you’re searching for a private getaway, a working homestead, or a place to expand, this unique property offers endless possibilities in a beautiful Western North Carolina setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Bee Log ElementaryGrades K-51.3 mi
9/10
Cane River MiddleGrades 6-85.5 mi
4/10
Mountain Heritage HighGrades PK,9-127.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Bathroom

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 988200489541000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: None,Creek,Creek/Stream

Lot

  • Lot size: 10 Acres
  • Features: Open Lot,Private,Rolling Slope,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind
Drought
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$98$1,176
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,956$23,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,062/yr
40% on housing$58,680/yr
45% on housing$52,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$262
Yancey County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$315,000
2026-04-11Listed for sale$325,000
2024-09-24Listing removed$330,000
2024-09-10Price change$335,000
2024-08-18Price change$340,000
2024-07-03Listed for sale$350,000

For Sale by Agent

AgentAlli Buchanan, Dream Mountain Realty
BrokerageDream Mountain Realty

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