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205 2nd St W, Velva, ND, 58790

6beds
2baths
2,517sqft
$222,500
$88price/sqft
$1,555/moest. monthly cost
$62,200/yrincome needed

About This Home

From the street, you would never guess how much room is waiting inside. This Velva home offers six bedrooms, over 2,300 square feet of living area, a main-floor primary bedroom, a private office with its own exterior entrance, and an oversized drive-through garage—all in one exceptionally versatile property. The main level brings everyday function together with plenty of room to spread out. It includes a comfortable living room, a full bathroom with a whirlpool jetted tub, a kitchen with glass-front cabinetry and an adjoining dining area with kitchen countertop seating. Upstairs, five additional bedrooms and a half bath provide outstanding flexibility, including two notably spacious rooms that stand apart from the typical upper-level layout for houses of this era. The main attraction of this house, however, has to be is the expansive rear family room. This high-ceiling converted all seasons room has a generous footprint with more than enough room for entertaining, relaxation, hobbies, or dining. Exterior doors connect the space directly to the patio and the large backyard, making it easy to move between indoor and outdoor living. Outside, the 75-by-200-foot lot offers mature trees, a firepit, gardening space, and two storage sheds. The attached, insulated two-stall garage includes a rear drive-through door for convenient backyard access. All with a recently replaced roof as well for added value! For buyers searching for bedrooms, workspace, gathering space, garage capacity, and a substantial yard, 205 2nd St W delivers a combination that is difficult to find. Come see just how much this home has to offer.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Velva Elementary SchoolGrades PK-60.2 mi
6/10
Velva High SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Range/Oven,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area above ground: 2,322

Heating & Cooling

  • Heating features: Forced Air,Propane Owned
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,517
  • Total interior livable area: 2,517 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Zoning: R1

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 75 x 200

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Attached,Garage: Insulated,Driveway: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather
Hail
Strong Wind
Tornado
Wildfire
Inland Flooding
Lightning

FEMA Declared Disasters Across North Dakota Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,125$13,500
Home Insurance $137$1,644
Property Taxes $131$1,572
Electricity $162$1,952
Total$1,555$18,660

Income You'd Need if You Spent...

35% on housing$53,314/yr
40% on housing$46,650/yr
45% on housing$41,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 58790$160
McHenry County$53

vs Homes Sold Last Month

Median $/sqft

ZIP 58790$127
McHenry County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$222,500
2021-12-13Sold--
2018-07-02Listing removed$235,000
2018-06-27Listed for sale$235,000

For Sale by Agent

AgentGreg Wiles
BrokerageNextHome Legendary Properties

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