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208 Creel Ridge Rd, Devils Lake, ND, 58301

4beds
3baths
3,949sqft
$775,000
$196price/sqft
$5,692/moest. monthly cost
$227,680/yrincome needed

About This Home

Welcome to your dream house on Creel Bay! Situated on just under a combined acre with the additional lot included across the street, this beautifully maintained 4-bedroom, 3-bath home offers nearly 4,000 sq ft of timeless charm and modern comfort. Original wood trim throughout adds warmth and character, perfectly complementing the serene setting. The home features three finished levels, including a walkout basement, with plenty of space to relax or entertain while enjoying stunning lake views. A standout feature is the private loft living area above the attached garage, complete with a bedroom, full kitchen, deck access, and its own bath and laundry-ideal for guests or extended stays. Take in the views from the screened-in porch or unwind outdoors in the peaceful surroundings. Additional highlights include a detached 2-car garage and a heated workshop, perfect for storage, hobbies, or year-round projects. A rare opportunity to own this beautiful home! schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
4/10
Central Middle SchoolGrades 5-84.5 mi
4/10
Devils Lake High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 697

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet,Vinyl
  • Finished area above ground: 3,949

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 4,646
  • Total interior livable area: 3,949 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 23408500009000
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Open Porch,Screened Porch,Deck
  • Has view: Yes
  • View description: Lake,Scenic,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Devils Lake

Lot

  • Lot size: 0.96 Acres
  • Features: Trees

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Winter Weather
Hail
Wildfire
Tornado

FEMA Declared Disasters Across North Dakota Counties

Fire
Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance $945$11,340
Property Taxes $574$6,888
Electricity $255$3,063
Total$5,692$68,304

Income You'd Need if You Spent...

35% on housing$195,154/yr
40% on housing$170,760/yr
45% on housing$151,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 58301$130
Ramsey County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 58301
Ramsey County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$825,000
2026-04-01Listed for sale$850,000
2025-10-05Listing removed$990,000
2025-07-25Price change$990,000
2025-04-15Listed for sale$1,100,000

For Sale by Agent

AgentKevin Osborne
BrokerageHigh Valley Real Estate

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