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320 Peterson Dr, Devils Lake, ND, 58301

5beds
4baths
3,651sqft
$1,100,000
$301price/sqft
$7,954/moest. monthly cost
$318,160/yrincome needed

About This Home

Lake Living at its best with everything you could need in one BEAUTIFUL home! Located on Creel Bay this home has been designed to enjoy lake views from the every level. A multi-level deck and Gazebo tie together the outdoor space seamlessly. Storage options are abundant with an attached garage as well as a second detached garage. This is a MUST SEE to appreciate all this home has to offer.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
4/10
Central Middle SchoolGrades 5-84.0 mi
4/10
Devils Lake High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 2,209

Interior Area

  • Total structure area: 3,651
  • Total interior livable area: 3,651 sqft

Property

Details

  • Parcel number: 05425002401004

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.91 Acres
  • Lot size dimensions: Irreg

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Winter Weather
Hail
Wildfire
Tornado

FEMA Declared Disasters Across North Dakota Counties

Fire
Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $1,342$16,104
Property Taxes $815$9,780
Electricity $235$2,831
Total$7,954$95,448

Income You'd Need if You Spent...

35% on housing$272,708/yr
40% on housing$238,620/yr
45% on housing$212,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 58301$124
Ramsey County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 58301
Ramsey County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$1,100,000

For Sale by Agent

AgentChris Wahl
BrokerageReign Realty

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