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3748 Ruckle St, Indianapolis, IN, 46205

3beds
3baths
1,994sqft
$170,000
$85price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Located at 3748 Ruckle ST, INDIANAPOLIS, IN, this single family residence offers a unique opportunity, presenting a fantastic investment prospect or a canvas awaiting the personal touch of a handy homeowner. The property's condition makes it ideal for those looking to invest wisely. This residence features three bedrooms, offering comfortable spaces for rest and relaxation. Imagine the possibilities for creating personalized retreats within these rooms, each tailored to individual preferences and needs. With two full bathrooms and one half bathroom, convenience is thoughtfully integrated into the home's design, accommodating both daily routines and the needs of guests. Spanning 1744 square feet of living area, the home provides a generous environment for a variety of living arrangements. The 5271 square feet lot allows for enjoyment of outdoor activities. Built in 1910, this two story home offers a blend of classic charm with modern potential. This property invites you to unlock its full potential and create a home that reflects your unique vision.

Getting Around

66
WalkingSomewhat Walkable
49
TransitSome Transit
61
BikeBikeable

Schools

2/10
Shortridge High SchoolGrades 9-120.5 mi
6/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom2

  • Features: Other
  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedroom3

  • Features: Other
  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Bonus Room

  • Features: Other
  • Level: Basement
  • Area: 288
  • Dimensions: 24x12

Dining Room

  • Features: Other
  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Features

  • Attic Stairway,Hardwood Floors,Eat-in Kitchen
  • Flooring: Hardwood
  • Attic: Permanent Stairs
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,994
  • Total interior livable area: 1,994 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 276
  • Dimensions: 23x12

Master Bedroom

  • Features: Other
  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Property

Details

  • Parcel number: 490624119005000101
  • Special condition: Fixer Upper
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 5,227 sqft
  • Features: Not In Subdivision,Sidewalks,Storm Sewer,Mature Trees

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$114$1,368
Property Taxes $321$3,852
Electricity $184$2,212
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 46205$136
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46205$135
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-09Listed for sale$170,000

For Sale by Agent

AgentCatherine Rubenstein
BrokerageMark Dietel Realty, LLC

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