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114 S 8th St, Albion, NE, 68620

3beds
1baths
1,608sqft
$175,000
$109price/sqft
$1,319/moest. monthly cost
$52,760/yrincome needed

About This Home

Step into the character and warmth of this classic 1920 stucco home featuring 3 bedrooms and 1 full bath. Wood floors add timeless appeal throughout the living spaces, while the home's original charm creates a welcoming atmosphere for family living. Nestled in a quiet, established neighborhood, this property offers the perfect blend of historic character and everyday comfort. The layout provides ample room for families, first-time homebuyers, or anyone seeking a home with personality and potential. Enjoy tree-lined streets, a strong sense of community, and convenient access to local schools, parks, shopping, and dining. Don't miss the opportunity to make this charming home your own.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
7/10
8/10
Boone Central High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Stucco Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 504

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Linoleum
  • Finished area above ground: 1,608

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 1,608 sqft

Kitchen

  • Features: Separate,Laminate Counters

Property

Details

  • Parcel number: 0004282.00
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Enclosed Porch
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 6,725 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Nebraska Counties

Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $205$2,460
Property Taxes $106$1,272
Electricity $124$1,493
Total$1,319$15,828

Income You'd Need if You Spent...

35% on housing$45,222/yr
40% on housing$39,570/yr
45% on housing$35,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 68620$128
Boone County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 68620
Boone County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$175,000
2022-10-17Sold$130,000
2022-09-17Contingent$139,900
2022-09-06Listed for sale$139,900

For Sale by Agent

AgentBeverly Dailey
BrokerageBev Dailey Realty

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