820 S 1st St, Albion, NE, 68620
About This Home
Unlock the possibilities in this charming ranch-style home! Featuring 1 bedroom, 2 bathrooms, and 2 non-conforming bedrooms in the basement, this property offers an open-concept floor plan and endless opportunities to make it your own. The main floor includes convenient laundry and a spacious mudroom/drop zone just off the garage, adding functionality and everyday convenience. Whether you’re looking for your first home, an investment property, or your next renovation project, this home is a designer’s dream waiting for your personal touch. Step outside and enjoy the large, beautifully fenced backyard complete with a wrap-around deck—perfect for entertaining, relaxing, gardening, or creating your own outdoor oasis. Bring your vision, creativity, and style to transform this property into the home you’ve always imagined. Don’t miss this opportunity to build equity and create something truly special!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 41-60
- Year built: 1965
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator
- Laundry features: Main Level
Basement
- Area: 1176
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Kitchen/Dining
Features
- Door features: Sliding Doors
- Window features: Window Coverings
- Flooring: Carpet
- Finished area above ground: 1,272
Interior Area
- Total structure area: 1,272
- Total interior livable area: 1,272 sqft
Living Room
- Features: Sliding Glass D,Carpet
Property
Details
- Parcel number: 0004796.00
Features
- Patio & porch: Deck
- Exterior features: Landscaping(Established Yard)
- Fencing: Chain Link
- Waterfront features: None
- Living area range: 1201-1400
Lot
- Lot size: 8,448 sqft
- Features: Established Yard
- Lot size dimensions: 64x132
Parking
- Total spaces: 1
- Parking features: One,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance | $264 | $3,168 |
| Property Taxes | $159 | $1,908 |
| Electricity | $124 | $1,493 |
| Total | $1,684 | $20,208 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Listed for sale | $225,000 |
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