681 N 10th St, David City, NE, 68632
About This Home
Well-maintained multi-level home in David City offering 3 bedrooms, 3 bathrooms, and an attached 2-car garage. The kitchen was remodeled in 2020 with quartz countertops, updated cabinets, appliances, and flooring. The main living area was reconfigured to create a better layout, including a dedicated wall for a large TV. Upstairs features updated flooring and a renovated bathroom, while the lower level adds additional living space. Key updates include a new water heater (2024) and roof and gutters replaced approximately 6 years ago. The patio door was updated to a sliding glass door for improved access and natural light. The backyard offers mature trees, a raised garden bed, added rear parking, and hookups ready for a hot tub—giving you room to make it your own. Located in a community known for growth, David City offers a strong small-town feel with everyday conveniences.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 41-60
Materials
- Roof: Comp/Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,Electric Water Heater,Water Heater(Owned)
- Laundry features: Electric Dryer Hookup,Lower Level
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Dining Room
- Features: Kitchen/Dining,Sliding Glass D,Laminate Flooring
Features
- Door features: Sliding Doors
- Window features: Partial Window Coverings
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room,Family Room,One,Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 1,496
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,496
- Total interior livable area: 1,496 sqft
Property
Details
- Parcel number: 120003451
Features
- Levels: One and One Half
- Exterior features: Landscaping(Good)
- Waterfront features: None
- Living area range: 1401-1600
Parking
- Total spaces: 2
- Parking features: Two,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Winter Weather
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,514 | $18,168 |
| Home Insurance | $638 | $7,656 |
| Property Taxes | $260 | $3,120 |
| Electricity | $124 | $1,493 |
| Total | $2,536 | $30,432 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $315,000 |
| 2018-03-15 | Sold | $150,000 |
View on Zillow