506 Spruce St, Chadron, NE, 69337
About This Home
Do not inquire through Contact Agent or Request a Tour. Contact listing agency directly for fastest response. Classic charm meets modern convenience in this well-maintained 3-bedroom, 1-bath home situated on a spacious lot with a fully fenced backyard. The property features underground sprinklers to keep the lawn looking its best and offers plenty of outdoor space for entertainment, gardening, or play. Inside, you'll find beautiful hardwood floors throughout much of the main level, along with an updated kitchen that with ample counter and cabinet space. The main floor includes three comfortable bedrooms and a full bathroom, providing convenient single-level living. The finished basement adds valuable living space with a large family/recreation room perfect for movie nights or play space. You'll also find a non-conforming bedroom, a 3/4 bathroom with tiled walk-in shower. New windows and roof provide energy efficiency, and modern updates make this home a must see! Call today to schedule a showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Carpet,Tile
- Finished area above ground: 0
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 0
- Total interior livable area: 1,920 sqft
Property
Details
- Parcel number: 230005652
- Lease amount: 0
Features
- Patio & porch: Patio
- Exterior features: Sprinkler System,Utilities
- Fencing: Fenced
Lot
- Features: Trees
Parking
- Total spaces: 1
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance | $408 | $4,896 |
| Property Taxes | $268 | $3,216 |
| Electricity | $124 | $1,493 |
| Total | $2,008 | $24,096 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $239,000 |
| 2010-12-28 | Sold | $78,000 |
View on Zillow