




406 Martha St, Newcastle, NE, 68757
About This Home
This spacious 1978 ranch offering a versatile layout, quality updates, and exceptional workspace options. The main level features a generously sized primary bedroom created by combining two original bedrooms, providing an expansive retreat while still allowing flexibility for future needs. The kitchen and dining area are designed with functionality in mind, offering abundant cabinetry, extensive countertop space, and room for gathering. Throughout the home you'll find a blend of heated tile flooring, beautiful wood, tile, and laminate finishes that add both warmth and durability. The inviting living room centers around a cozy wood-burning fireplace, creating the perfect place to unwind. The finished lower level expands the living space with a large recreation room and three additional non-conforming rooms that can easily accommodate hobbies, a home office, fitness space, or extra storage. Step outside to enjoy the recently stained wood deck that wraps around the north and east sides of the home, complemented by a patio area that's ideal for relaxing or entertaining. The attached two-car garage is paired with an impressive 40' x 30' metal building currently outfitted as a woodworking shop, offering endless possibilities for projects, equipment, or additional storage. Major mechanical updates provide added value, including a Bosch furnace and central air system installed in 2025, along with dual water heaters replaced in 2026. This well-maintained property combines generous living space, quality improvements, and outstanding utility inside and out. Seller is offering this home as is.
Getting Around
Schools
Construction
Condition
- Year built: 1978
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Computer Area,Entrance Foyer,Loft
- Flooring: Hardwood,Heated Floor
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,226
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Forced Air,See Remarks
- Cooling features: Central Air
Interior Area
- Total structure area: 2,826
- Total interior livable area: 2,826 sqft
Property
Details
- Parcel number: 0016180.00
Features
- Patio & porch: Deck
Lot
- Lot size: 0.68 Acres
- Features: Garden,Level,See Remarks
Parking
- Total spaces: 2
- Parking features: Attached,Multiple,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Drought
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance | $128 | $1,536 |
| Property Taxes | $195 | $2,340 |
| Electricity | $174 | $2,093 |
| Total | $1,761 | $21,132 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $250,000 |
| 2026-07-30 | Listed for sale | $250,000 |
