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440 N L St, Fremont, NE, 68025

4beds
1baths
1,468sqft
$175,000
$119price/sqft
$1,388/moest. monthly cost
$55,520/yrincome needed

About This Home

Step into this classic 1910 home offering 4 bedrooms, 1 bath and three garage stalls!! The layout provides flexibility for bedrooms, office space, or hobbies. There is even finished space in the basement with tall ceilings and additional shower/sink. Outside, enjoy a wonderfully sized fenced in backyard with great patio - ideal for entertaining, pets, gardening, or relaxing. Car enthusiasts, hobbyists or those needing extra space will appreciate the rare 3 car garage setup with ample room for vehicles and more. The roof is only a year old. This home is full of potential, charm, and opportunity all in one package! AND you can walk to the park on the corner.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

2/10
4/10
Fremont Middle SchoolGrades 7-82.8 mi
1/10

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Area: 854

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Features: Luxury Vinyl Plank
  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Features: Laminate Flooring
  • Level: Basement

Features

  • Finished area below ground: 250
  • Finished area above ground: 1,218

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,468
  • Total interior livable area: 1,468 sqft

Kitchen

  • Features: Laminate Flooring
  • Level: Main

Living Room

  • Features: Wall/Wall Carpeting
  • Level: Main

Master Bedroom

  • Features: Wood Floor
  • Level: Main

Property

Details

  • Parcel number: 270052311

Features

  • Levels: One and One Half
  • Patio & porch: Patio,Enclosed Porch
  • Fencing: Full

Lot

  • Lot size: 7,405 sqft
  • Features: Up to 1/4 Acre.,Alley
  • Lot size dimensions: 55.5 x 140

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $203$2,436
Property Taxes $177$2,124
Electricity $124$1,493
Total$1,388$16,656

Income You'd Need if You Spent...

35% on housing$47,588/yr
40% on housing$41,640/yr
45% on housing$37,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 68025$162
Dodge County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 68025$152
Dodge County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$190,000
2015-06-04Sold$79,500
2015-03-22Listed for sale$79,500

For Sale by Agent

AgentTrisha Nelson
BrokerageNP Dodge RE Sales Inc Fremont

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