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409 N Spruce St, Dodge, NE, 68633

4beds
2baths
1,620sqft
$212,000
$131price/sqft
$1,506/moest. monthly cost
$60,240/yrincome needed

About This Home

Welcome home to this cozy and welcoming 11/2-story home in Dodge, Nebraska. Full of charm and thoughtful updates, this home offers the perfect blend of comfort, character, and modern convenience. Step inside to a bright, inviting living room featuring beautiful new flooring that continues into the kitchen, creating a warm and comfortable gathering space for family and friends. The kitchen has been updated with stunning granite countertops, giving it a fresh new look. You'll appreciate the updated windows that fill the home with natural light, along with the peace of mind that comes from a brand-new roof installed in 2025. The main-floor bedroom offers brand-new carpet for added comfort, while the finished basement rec room also features new carpet, making it the perfect spot for movie nights, game days, or simply relaxing. Master bedroom upstairs with boasting a walk-in shower and dual sinks. Step outside and enjoy your own backyard retreat, complete with a cozy firepit that's perfect for roasting marshmallows or gathering with family and friends on cool Nebraska evenings. Attached garage for keeping your vehicle out of the elements. Whether you're enjoying a quiet evening at home or entertaining guests indoors and out, this well-cared-for home is ready to welcome its next owners. Come experience the warmth and charm of small-town living and see why this inviting home is one you won't want to miss!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven

Basement

  • Area: 1080

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 1,620

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned
  • Cooling features: Central,Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 1,620 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 270078134
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,400 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,071$12,852
Home Insurance $130$1,560
Property Taxes $181$2,172
Electricity $124$1,493
Total$1,506$18,072

Income You'd Need if You Spent...

35% on housing$51,634/yr
40% on housing$45,180/yr
45% on housing$40,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 68633
Dodge County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 68633$174
Dodge County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$207,000
2026-06-12Listed for sale$212,000

For Sale by Agent

AgentAngie Luther
BrokerageMaliha Real Estate Sales LLC

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