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304 W 2nd St, Oshkosh, NE, 69154

4beds
2baths
1,865sqft
$175,000
$94price/sqft
$1,822/moest. monthly cost
$72,880/yrincome needed

About This Home

Welcome to this charming and well maintained 4 bedroom, 2 bath home offering comfort, charm, and convenience. This delightful, well kept home features beautiful wood floors, updated bathrooms and kitchen, and includes refrigerator, stove/oven, dishwasher, garbage disposal and microwave for an easy move in experience. Central heat and air provide year round comfort. There is a bonus famiy room and second bathroom along with a spacious utility room located in the basement. The exterior offers low maintenance vinyl siding, a roof replaced just 5 years ago, and a new covered patio with a maintenance free deck which is perfect for relaxing or entertaining. Mature trees in the front yard provide beauty and natural shade to help keep the home cool during the summer months. Underground sprinkler system for easy lawn maintenance. Additional features include a carport, large shed for extra storage, and an extended backyard with alley access offering plenty of space and versatility. Conveniently located just two blocks from Main Street and close to local amenities, this home combines small town convenience with comfortable living.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
7/10
Garden County High SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Masonry Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven

Basement

  • Area: 576

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Carpet
  • Finished area above ground: 1,289

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,865
  • Total interior livable area: 1,865 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 350002185
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch,Deck
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 6,950 sqft
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Cold Wave
Drought
Strong Wind
Winter Weather
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $660$7,920
Property Taxes $154$1,848
Electricity $124$1,493
Total$1,822$21,864

Income You'd Need if You Spent...

35% on housing$62,468/yr
40% on housing$54,660/yr
45% on housing$48,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 69154$67
Garden County$74

vs Homes Sold Last Month

Median $/sqft

ZIP 69154
Garden County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$175,000
2025-03-12Listing removed$169,800
2025-02-07Contingent$169,800
2025-01-13Listed for sale$169,800
2013-08-09Sold$62,500
2010-11-12Sold$55,000

For Sale by Agent

AgentKristy Nerud
BrokerageJack Nerud Realty

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