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628 State Route 571, Union City, OH, 45390

2beds
2baths
1,755sqft
$252,000
$144price/sqft
$1,893/moest. monthly cost
$75,720/yrincome needed

About This Home

Welcome home to this beautifully updated 2-bedroom, 2-bath residence that perfectly blends modern comfort with everyday convenience. Step inside to discover fresh updates throughout, featuring stylish finishes, an inviting layout, and move-in-ready appeal. The spacious living areas flow effortlessly, creating the perfect setting for both relaxing and entertaining. Outside, you’ll find a generously sized yard offering endless possibilities—whether you envision gardening, outdoor gatherings, play space, or simply enjoying the open air. With its recent updates, charming character, and expansive outdoor space, this property is a fantastic opportunity to enjoy comfortable living both inside and out. Don’t miss your chance to make this beautifully refreshed home your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Dimensions: 18 x 13

Bedroom

  • Level: Main
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 13 x 21

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,755
  • Total interior livable area: 1,755 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 10 x 25

Laundry

  • Level: Main
  • Dimensions: 9 x 10

Living Room

  • Level: Main
  • Dimensions: 28 x 15

Property

Details

  • Parcel number: H32011333000041100
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half,Multi/Split

Lot

  • Lot size: 0.68 Acres
  • Lot size dimensions: .6814

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,274$15,288
Home Insurance *$246$2,952
Property Taxes $180$2,160
Electricity $193$2,320
Total$1,893$22,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,902/yr
40% on housing$56,790/yr
45% on housing$50,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 45390$108
Darke County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 45390$107
Darke County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$247,000
2026-07-28Price change$252,000
2026-07-07Price change$259,000
2026-06-26Listed for sale$270,000
2025-09-30Sold$245,000
2025-09-05Pending sale$242,500
2025-08-12Price change$242,500
2025-07-14Price change$250,000
2025-07-08Listed for sale$269,500
2016-03-23Sold$36,000
2015-12-31Sold$38,667
2012-03-28Sold$96,000

For Sale by Agent

AgentChelsi Bell
BrokerageEB Real Estate

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