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3685 West Dr, Greenville, OH, 45331

4beds
2baths
2,516sqft
$390,000
$155price/sqft
$2,791/moest. monthly cost
$111,640/yrincome needed

About This Home

Discover the perfect blend of character, comfort, and waterfront living in this distinctive A-frame home at Wayne Lakes. Nestled on a spacious lakefront lot, this 4-bedroom, 2-bath home offers over 2,500 square feet of thoughtfully designed living space with beautiful water views throughout. Inside, the updated interior features an open, light-filled floor plan with expansive windows that showcase the lake and fill the home with natural light. The spacious kitchen opens to the main living and dining areas, creating an inviting space for everyday living and entertaining. A geothermal heating and cooling system provides year-round energy-efficient comfort. Step outside to the rear deck overlooking the water, where you can enjoy morning coffee, outdoor dining, or simply relax while taking in the peaceful lake views. The attached two-car garage offers added convenience, and the generous lot provides space to enjoy the outdoors. Wayne Lakes residents enjoy access to the community beach for swimming, along with the many recreational opportunities that make lake living so desirable. Whether you're searching for a full-time residence or the perfect weekend escape, this unique waterfront property offers the opportunity to enjoy the beauty and tranquility of life on the lake.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10

Construction

Condition

  • Year built: 1962

Materials

  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second
  • Dimensions: 13 x 16

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedroom

  • Level: Main
  • Dimensions: 10 x 7

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11 x 21

Family Room

  • Level: Main
  • Dimensions: 15 x 24

Features

  • Pantry
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Other

Interior Area

  • Total structure area: 2,516
  • Total interior livable area: 2,516 sqft

Kitchen

  • Level: Main
  • Dimensions: 11 x 18

Living Room

  • Level: Main
  • Dimensions: 18 x 18

Master Bedroom

  • Level: Second
  • Dimensions: 21 x 12

Property

Details

  • Parcel number: L80221128020218600
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Other
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Porch,Patio

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 129 x 216

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$271$3,252
Property Taxes $279$3,348
Electricity $269$3,238
Total$2,791$33,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,691/yr
40% on housing$83,730/yr
45% on housing$74,426/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 45331$110
Darke County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 45331$120
Darke County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$385,000
2026-07-06Price change$390,000
2026-06-26Listed for sale$400,000
2023-01-07Listing removed--
2022-10-19Price change$277,900
2022-09-12Listed for sale$279,900
2020-07-06Sold$205,000
2020-05-04Pending sale$219,900
2020-04-23Listed for sale$219,900
2020-01-27Sold$62,500
2019-11-16Listed for sale$88,000
2018-09-27Sold$79,334

For Sale by Agent

AgentMelissa Cleary
BrokerageGlasshouse Realty Group

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