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139 State St, Gallipolis, OH, 45631

3beds
1baths
1,301sqft
$137,500
$106price/sqft
$1,079/moest. monthly cost
$43,160/yrincome needed

About This Home

Nicely remodeled 3 bedroom home situated in Gallipolis. Do not miss out on this nicely remodeled home which is situated on a nice size lot (owner estimates something over an acre) in Gallipolis, OH. This home hosts a new kitchen with nice appliances, a new bathroom, wood floor freshly refinished, and new laminate vinyl flooring, freshly renewed and painted walls among other features. There are 3 bedrooms, 1 bath, a nice size living room, kitchen, laundry room with washer and dryer, bonus room, and sunroom area. New furnace 2025. This property rests on the edge of town with its own oasis in the backyard with access to a wooded area and creek, covered decking area, and outbuilding. A new gravel driveway has been added to the property as well. Make this home your own. This property is agent owned.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Single Family,HOA-No,SF-Site Built

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Oven/Range- Electric,Dryer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters
  • Window features: Double Pane Windows
  • Flooring: Vinyl,Wood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heatpump-Gas,Furnace-Gas
  • Cooling features: Central Air HP

Interior Area

  • Total structure area: 1,301
  • Total interior livable area: 1,301 sqft

Property

Details

  • Parcel number: 00707701600
  • Zoning description: Residential: R-1

Features

  • Levels: One
  • Patio & porch: Deck,Porch- Covered
  • Exterior features: Rain Gutters

Lot

  • Lot size: 1 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $695$8,340
Home Insurance *$85$1,020
Property Taxes $106$1,272
Electricity $193$2,320
Total$1,079$12,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,994/yr
40% on housing$32,370/yr
45% on housing$28,773/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 45631$120
Gallia County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 45631$126
Gallia County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$137,500
2026-06-17Price change$165,000
2026-06-09Listed for sale$179,900

For Sale by Agent

AgentSally Patterson
BrokeragePatterson Real Estate Services LLC

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