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1200 S Main St, Findlay, OH, 45840

5beds
3baths
4,453sqft
$629,900
$141price/sqft
$4,502/moest. monthly cost
$180,080/yrincome needed

About This Home

This classic Stick Victorian beauty is filled with history and has been thoughtfully updated for today's lifestyle. As you enter the foyer, you are greeted by one of 6 fireplaces and a separate Courting Room, one of the truly unique features of the home. Throughout the home you will enjoy the true character of the original hardwood floors with decorative borders, custom woodwork, and a stained-glass window, as well as decorative plaster frieze wall moldings. The formal living room and spacious family room provide ample space to enjoy relaxing or entertaining. The formal dining room boasts a truly special oil paint mural from 1915 as well as a restored chandelier and original mahogany wood trim. The updated kitchen offers a functional layout, including quartz counters, stainless appliances, walk-in pantry, breakfast bar, and separate casual dining area. Upstairs you'll enjoy four generous bedrooms plus a fully remodeled bathroom with custom tile shower, heated tile floor and double vanity with granite counter. The finished third floor can be another suite offering a bedroom and separate living area. The basement provides storage as well as workshop area. Enjoy time in the professionally landscaped yard featuring custom lighting, composite deck, and unique accents throughout. The original stable has been converted into a garage that can house up to three vehicles, plenty of storage and workshop space. A Generac generator provides peace of mind. Don't miss your opportunity to own one of Findlay's prestigious South Main Street homes!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Donnell Middle SchoolGrades 5-80.1 mi
6/10
Findlay High SchoolGrades 9-122.2 mi
--
Jefferson Primary SchoolGrades K-20.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Disposal,Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Crown Molding,Double Vanity,Entrance Foyer,Pantry
  • Flooring: Carpet,Tile,Hardwood
  • Number of fireplaces: 6
  • Fireplace features: Gas Log,Ventless,Other
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,453
  • Total interior livable area: 4,453 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Main

Property

Details

  • Parcel number: 610000344420
  • Zoning: RES
  • Other equipment: Generator

Features

  • Levels: Quad-Level
  • Patio & porch: Front Porch,Deck
  • Exterior features: Balcony,Lighting
  • Fencing: Wood

Lot

  • Lot size: 0.42 Acres
  • Features: Landscaped
  • Lot size dimensions: 14X129

Parking

  • Total spaces: 3
  • Parking features: Off Street,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$337$4,044
Property Taxes $503$6,036
Electricity $477$5,731
Total$4,502$54,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,354/yr
40% on housing$135,060/yr
45% on housing$120,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$137
Hancock County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$649,900
1996-04-01Sold$230,000

For Sale by Agent

AgentCharlotte Simons
BrokerageThe Danberry Co

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