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14354 Road 171, Defiance, OH, 43512

3beds
3baths
1,658sqft
$340,000
$205price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Do not let the outside size of this home deceive you! Inside you will find three beds and three baths sitting right along the Auglaize River with direct access, just a short ride to the sandbar for boating, relaxing, and making the most of those warm days. The master suite features a walk-in closet and a must-see private bathroom. The kitchen brings modern style with granite countertops, custom wine storage, and a mini wine cooler. Enjoy peaceful moments on both the front and back decks, each offering its own vibe. Upstairs, two bedrooms are separated by a full bath and a cozy loft space ready for your personal touch. To top it off, brand-new smart, Wi-Fi compatible mini splits (warranty included) let you control the temperature exactly how you like it. Metal roof installed January of last year. If you've been looking for river life with a mix of comfort and fun, you have to take a look at this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Oakwood Elementary SchoolGrades PK-67.0 mi
6/10
Paulding Middle SchoolGrades 6-87.4 mi
5/10
Paulding High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block,Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Disposal,Dryer,Refrigerator,Washer
  • Laundry features: Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Main

Features

  • Built-in Features,Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 1,658
  • Total interior livable area: 1,658 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0114D02600
  • Other equipment: DC Well Pump

Features

  • Patio & porch: Rear Patio,Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 8,364

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$249$2,988
Property Taxes $255$3,060
Electricity $193$2,320
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 43512$118
Paulding County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 43512$119
Paulding County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$369,900
2025-09-05Price change$379,900
2025-07-25Price change$390,900
2025-06-30Listed for sale$399,900
2025-06-30Listing removed$399,900
2025-06-29Listed for sale$399,900

For Sale by Agent

AgentAlyssa Ann Thome
BrokerageKyzer Realty, LLC

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