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240 E Merrin St, Payne, OH, 45880

4beds
2baths
2,182sqft
$159,000
$73price/sqft
$1,347/moest. monthly cost
$53,880/yrincome needed

About This Home

Welcome to this charming 2,182 square foot home nestled in town and full of character! Featuring four spacious bedrooms and 1.5 baths, this home offers plenty of room for family and guests. Unique architectural details and timeless charm create an inviting atmosphere throughout. This well-maintained home includes several valuable updates, including a metal roof, a newer boiler and water heater, and a convenient backup generator plug-in for added peace of mind. Step outside to enjoy the private backyard—perfect for relaxing, entertaining, or gardening. Conveniently located close to schools and parks, this property combines small-town convenience with the comfort and personality of a truly special home. Don't miss the opportunity to make this one of a kind property your own!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Payne Elementary SchoolGrades K-60.5 mi
7/10
Wayne Trace High SchoolGrades 7-128.0 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Electric Oven,Electric Range,Refrigerator
  • Laundry features: Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Entrance Foyer
  • Flooring: Carpet,Wood,Laminate
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,182
  • Total interior livable area: 2,182 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 1909S03000
  • Attached to another structure: Yes

Features

  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Wood

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50X129

Parking

  • Total spaces: 4
  • Parking features: Concrete,Alley Access,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$191$2,292
Property Taxes $119$1,428
Electricity $234$2,808
Total$1,347$16,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,182/yr
40% on housing$40,410/yr
45% on housing$35,920/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 45880$112
Paulding County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45880
Paulding County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$159,000
2026-07-24Price change$159,000
2026-06-26Price change$169,900
2026-06-10Listed for sale$179,000
1997-09-29Sold$60,000

For Sale by Agent

AgentDustin Stoller
BrokerageStoller Real Estate & Land LLC

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