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3497 Road 49, Haviland, OH, 45851

5beds
3baths
2,767sqft
$574,900
$208price/sqft
$4,429/moest. monthly cost
$177,160/yrincome needed

About This Home

Imagine having your dream home on a private 2-acre setting. This beautifully designed 5-bedroom, 2.5-bath home features an open-concept layout with soaring ceilings in the main living room, creating a bright and inviting space for everyday living. The updated kitchen offers ample workspace and a large eating area surrounded by windows with scenic views. The main-floor primary suite provides a private retreat, while thoughtful features like a cubby area add everyday convenience. Enjoy the outdoors on the stamped concrete patio with fire pit--perfect for relaxing or entertaining. Additional highlights include a full concrete driveway, 2-car attached garage, and an impressive 3-car heated detached garage for extra storage or hobbies.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Payne Elementary SchoolGrades K-63.9 mi
6/10
Wayne Trace High SchoolGrades 7-127.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator,Washer,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,767
  • Total interior livable area: 2,767 sqft

Property

Details

  • Parcel number: 0323500104
  • Zoning description: Residential

Features

  • Levels: One and One Half,Two
  • Patio & porch: Patio

Lot

  • Lot size: 2.16 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$795$9,540
Property Taxes $431$5,172
Electricity $296$3,561
Total$4,429$53,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,851/yr
40% on housing$132,870/yr
45% on housing$118,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 45851
Paulding County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 45851
Paulding County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$599,000
2019-09-10Sold$380,000
2019-09-06Pending sale$419,350
2019-07-19Listed for sale$419,350
2010-05-27Sold$185,000

For Sale by Agent

AgentRob Gamble
BrokerageBee Gee Realty & Auction Company

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