See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1702 W 21st Ave, Stillwater, OK, 74074

3beds
2baths
1,894sqft
$275,000
$145price/sqft
$2,029/moest. monthly cost
$81,160/yrincome needed

About This Home

Sellers offering concessions toward a buyers closing costs, prepaid, or interest rate buy down with an acceptable offer!! STOP scrolling~ this Stillwater stunner checks every box! From the moment you pull up, you'll notice the fresh curb appeal with new roof and gutters in 2025, striking stone exterior and oversized 3-car garage. Inside, the home is completely elevated with new gorgeous white oak luxury vinyl flooring and highly sought-after split floor plan designed for both privacy and functionality. The real showstopper?? Your backyard view! No rear neighbors! Just peaceful nature preserve views that make this home feel like a private retreat. Add in the indoor safe room, spacious living areas, and move-in ready updates, and you have the perfect blend of style, comfort, and peace of mind. Homes with this combination of updates, layout, and location rarely hit the market in Stillwater! Don't miss out!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
9/10
Stillwater Middle SchoolGrades 6-71.4 mi
9/10
Stillwater High SchoolGrades 10-122.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Stone,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Cable TV,Ceiling Fan(s),Gas Range Connection,Gas Oven Connection
  • Window features: Bay Window(s),Vinyl
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,894
  • Total interior livable area: 1,894 sqft

Property

Details

  • Parcel number: 600055680
  • Exclusions: Plants,furniture,shelves,items on back patio,all items in garage do not stay.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 9,016 sqft
  • Features: None

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $319$3,828
Property Taxes $176$2,112
Electricity $144$1,732
Total$2,029$24,348

Income You'd Need if You Spent...

35% on housing$69,565/yr
40% on housing$60,870/yr
45% on housing$54,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$180
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$275,000
2026-03-28Listing removed$270,000
2026-02-01Price change$270,000
2026-01-29Price change$275,000
2025-12-11Listed for sale$285,000
2025-11-19Listing removed$285,000
2025-11-14Listed for sale$285,000
2023-03-06Sold$160,000
2020-01-06Sold$169,000
2020-01-06Listed for sale$169,000
2019-12-17Pending sale$169,000
2019-11-18Listed for sale$169,000
2016-04-22Sold$157,000
2016-04-08Pending sale$159,500
2016-03-09Price change$159,500
2015-10-14Listed for sale$167,000
2012-11-19Sold$146,000
2012-10-31Pending sale$150,000
2012-08-30Listed for sale$150,000
2010-08-09Sold$142,000

For Sale by Agent

AgentDanielle Brinlee
BrokerageSolid Rock, REALTORS

Similar Homes