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107 E Home St, New Castle, PA, 16101

2beds
1baths
1,540sqft
$49,900
$32price/sqft
$595/moest. monthly cost
$23,800/yrincome needed

About This Home

Great opportunity at 107 E Home Street! This property offers an affordable path to homeownership or a potentially strong addition to an investment portfolio. Whether you are looking for a starter home, a rental property, or your next value-add project, this home provides plenty of upside. Several important updates have already been completed, including brand new windows throughout (2024), a new furnace (2024), and a new hot water tank (2024), helping reduce some of the major improvement costs often associated with homes of this type. The home does need cosmetic TLC, primarily interior painting and general freshening. With the right vision and improvements, this property could be transformed into a comfortable home or income-producing rental. Homes with key mechanical updates already in place can be difficult to find, making this a great opportunity for an owner-occupant or investor ready to bring their ideas and make the most of its potential.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Row House,Two Story
  • Property subType: Townhouse,Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window Treatments
  • Window features: Window Treatments

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total structure area: 1,540
  • Total interior livable area: 1,540 sqft

Property

Details

  • Parcel number: 08006300

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 0.05

Parking

  • Total spaces: 1
  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$68$816
Property Taxes $51$612
Electricity $224$2,692
Total$595$7,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,400/yr
40% on housing$17,850/yr
45% on housing$15,866/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 16101$84
Lawrence County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 16101$60
Lawrence County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$49,900
2026-07-08Pending sale$49,900
2026-07-03Listed for sale$49,900
2020-09-17Sold$20,000
2020-08-12Pending sale$24,000
2019-11-18Listed for sale$24,000
2016-11-10Sold$7,000
2011-03-21Sold$3,650
2010-09-03Sold$2,000
2009-12-07Sold$1,090

For Sale by Agent

AgentJustin Trainer
BrokerageRE/MAX INFINITY

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