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238 E Penn St, Bedford, PA, 15522

6beds
3baths
3,596sqft
$429,900
$120price/sqft
$3,528/moest. monthly cost
$141,120/yrincome needed

About This Home

A 6-bedroom brick home in downtown Bedford with an in-ground pool and a huge detached garage? That's not something you see every day. Welcome to 238 East Penn Street, a standout brick home in the heart of historic downtown Bedford. Offering 6 bedrooms, 3 baths, this spacious home blends classic character with everyday comfort. Built in 1900, the home offers generous room sizes, timeless curb appeal, and so much more. The property sits on a .22-acre lot and offers rare in-town amenities, including a beautiful in-ground pool and a large detached 2-car garage with additional space above for storage, hobbies, or future possibilities. The public record notes a 30x50 detached garage and a 20x40 pool, making this property a true find in downtown Bedford. Enjoy being just moments from local shops, restaurants, historic Bedford's downtown attractions, and the Omni Bedford Springs Resort. With its location, size, outdoor space, and garage setup, this home offers the kind of convenience and charm that is hard to duplicate.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
7/10
Bedford Middle SchoolGrades 6-80.3 mi
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Combination
  • Flooring: Wood,Hardwood
  • Finished area above ground: 3,596

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 3,596
  • Total interior livable area: 3,596 sqft

Property

Details

  • Parcel number: E.09E.04050
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Vinyl

Lot

  • Lot size: 9,583 sqft
  • Features: Cleared,Level,Year Round Access

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$282$3,384
Property Taxes $679$8,148
Electricity $394$4,734
Total$3,528$42,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,960/yr
40% on housing$105,840/yr
45% on housing$94,080/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 15522$199
Bedford County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 15522
Bedford County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$429,900
2026-06-04Listed for sale$429,900
2005-12-27Sold$340,000

For Sale by Agent

AgentAaron Hillegass
BrokerageHoward Hanna Bardell Realty

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