See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

303 16th St, Saxton, PA, 16678

2beds
1baths
1,536sqft
$129,900
$85price/sqft
$1,112/moest. monthly cost
$44,480/yrincome needed

About This Home

Where in the mountains can you find a little bungalow that would make an exceptional full time residence, short term rental or a lake retreat? Saxton of course...home to one of the friendliest and well stocked grocery stores in the region, little coffee cafes, fabulous pizza and almost with walking distance to Lake Raystown. With State Parks and outdoor activities abundant in the area, you will never lack for things to occupy your time and keep you outdoors and on the go....so much history in these mountains...here is what AI has to say about Saxton and it pretty much sums it up.... Saxton, PA, is known for its pioneering past as the location of the first U.S. nuclear power plant, the Saxton Nuclear Generating Station, and for its connection to the region's historical coal mining era. Today, it is recognized as a small, peaceful town offering a quiet, rural living experience amidst beautiful scenery with access to nearby recreational areas like Raystown Lake.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 768

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Hardwood
  • Finished area below ground: 768
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 3
  • Parking features: Storage,Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$85$1,020
Property Taxes $147$1,764
Electricity $224$2,692
Total$1,112$13,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,125/yr
40% on housing$33,360/yr
45% on housing$29,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 16678$15
Bedford County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 16678
Bedford County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-24Price change$147,000
2025-09-08Listed for sale$155,000
2025-07-03Listing removed$155,000
2025-03-07Price change$155,000
2025-01-16Price change$159,000
2024-12-11Listed for sale$165,000

For Sale by Agent

AgentKimberly Mearkle
BrokerageJuniata Realty

Similar Homes