See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

513 4th St, Towanda, PA, 18848

2beds
1baths
1,160sqft
$75,000
$65price/sqft
$716/moest. monthly cost
$28,640/yrincome needed

About This Home

Opportunity Knocks for Investors & First-Time Buyers! Looking for your first flip, a single-family rental investment, or a home where you can build equity? This affordable 2-story home is priced to sell and leaves room in your budget for repairs and updates. With approximately 1,200 square feet, the home offers a spacious living room and large kitchen on the first floor, while upstairs features 2 bedrooms and a full bath. Outside, enjoy a private backyard, covered back deck, and a front porch perfect for relaxing and watching the neighborhood go by. Whether you are an investor, first-time buyer, or someone looking for an affordable fixer-upper, this property offers the chance to create value without the upkeep of a larger home. Affordable, easy to maintain, and full of potential—bring your ideas and make it your own!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Towanda Area El SchoolGrades 3-60.3 mi
--
Morrow El SchoolGrades PK-20.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Property

Details

  • Parcel number: 4708606013000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 3,920 sqft
  • Features: In Town
  • Lot size dimensions: 0.09

Parking

  • Parking features: On Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Lightning
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$48$576
Property Taxes $65$780
Electricity $224$2,692
Total$716$8,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,548/yr
40% on housing$21,480/yr
45% on housing$19,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 18848$105
Bradford County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 18848$94
Bradford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Listed for sale$75,000
2010-10-01Sold$79,500
2010-04-22Sold$36,000
2009-06-15Sold$2,001
2009-02-25Sold$146,000

For Sale by Agent

AgentShannon Clark
BrokerageCentury 21 Jackson Real Estate - Towanda

Similar Homes