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201 N 4th St, Towanda, PA, 18848

4beds
2baths
1,472sqft
$79,900
$54price/sqft
$748/moest. monthly cost
$29,920/yrincome needed

About This Home

Looking for a project? This could be the one! If you've been searching for a home you can renovate and make your own, here's your chance. The home has good bones and a newer furnace, but it needs a complete makeover. Bring your ideas and turn it into exactly what you want. Outside, you'll find a nice yard, off-street parking, low property taxes, natural gas, and a convenient location. Whether you're an investor, flipper, or buyer looking to build some sweat equity, this property has plenty of potential!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Morrow El SchoolGrades PK-20.1 mi
5/10
Towanda Area El SchoolGrades 3-60.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Property

Details

  • Parcel number: 4908601041000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 8,712 sqft
  • Features: In Town

Parking

  • Parking features: 2 Story
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Lightning
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$51$612
Property Taxes $69$828
Electricity $224$2,692
Total$748$8,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,645/yr
40% on housing$22,440/yr
45% on housing$19,946/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 18848$105
Bradford County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 18848$94
Bradford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$79,900
2026-07-21Listed for sale$79,900

For Sale by Agent

AgentPamela Young
BrokerageRealty One Group Supreme

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