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164 Parsonage Rd, Towanda, PA, 18848

4beds
6baths
3,330sqft
$329,900
$99price/sqft
$2,532/moest. monthly cost
$101,280/yrincome needed

About This Home

This expansive property offers 4 bedrooms & 6 bathrooms, providing ample space + flexibility for a variety of living arrangements. Main level features eat-in kitchen, dining room, living room, family room & bonus room suitable for office, den or additional living space. First-floor laundry adds everyday convenience. Mostly finished basement offers additional sq ft and needs some attention to restore, providing a significant amount of usable space. 3-car attached garage, plenty of additional parking & separate shed for storage. Situated on just under an acre, the property also features an in-ground pool, offering privacy + outdoor enjoyment. Generous closet space throughout. Additional highlights include central air & desirable location. Property presents a strong opportunity for buyers seeking space, flexibility + potential...a true diamond in the rough!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Morrow El SchoolGrades PK-21.5 mi
6/10
Towanda Area El SchoolGrades 3-61.8 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,330
  • Total interior livable area: 3,330 sqft

Property

Details

  • Parcel number: 5107304019000000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 0.98 Acres
  • Features: Open Lot,Out of Town

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Garage,Attached,Oversized
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$214$2,568
Property Taxes $285$3,420
Electricity $365$4,384
Total$2,532$30,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,811/yr
40% on housing$75,960/yr
45% on housing$67,520/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 18848$101
Bradford County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 18848$94
Bradford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$329,900

For Sale by Agent

AgentPamela Young
BrokerageRealty One Group Supreme

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