See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

573 Prospect St, Troy, PA, 16947

3beds
2baths
1,844sqft
$179,999
$98price/sqft
$1,365/moest. monthly cost
$54,600/yrincome needed

About This Home

Lots of curb appeal on this one!! 3 bedroom 2 bath home with many upgrades throughout. Newer windows, vinyl siding, 2 new bathrooms, & an awesome laundry area. Enjoy the covered front porch on those nice Summer evenings. Large back yard on a quiet side street. Detached 2 car garage, large shed for the lawn care tools. Make this your forever home!!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
5/10
Troy Intermediate SchoolGrades 3-60.8 mi

Construction

Condition

  • Year built: 1876

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,844
  • Total interior livable area: 1,844 sqft

Property

Details

  • Parcel number: 5206802132000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Enclosed

Lot

  • Lot size: 0.41 Acres
  • Features: In Town
  • Lot size dimensions: 83' x 215'

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$76$912
Property Taxes $155$1,860
Electricity $224$2,692
Total$1,365$16,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,800/yr
40% on housing$40,950/yr
45% on housing$36,400/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 16947$99
Bradford County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 16947$168
Bradford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$179,999
2026-07-07Price change$187,500
2026-06-02Listed for sale$199,000

For Sale by Agent

AgentRebecca White
BrokerageKeller Williams Advantage Realty

Similar Homes