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1068 E Cardinal Dr, Lock Haven, PA, 17745

4beds
3baths
3,480sqft
$349,900
$101price/sqft
$2,989/moest. monthly cost
$119,560/yrincome needed

About This Home

Welcome to this beautiful Sagamore Hills home! Situated in a desirable location, this property offers a large backyard and back porch perfect for entertaining or relaxing. The attached one-car garage provides added convenience. Inside, you'll find two living areas, giving everyone room to spread out. The kitchen opens to the living room and connects to the dining room, making gatherings a breeze. The main level features two bedrooms, an en-suite off the primary, plus a full bathroom. Upstairs offers two large bedrooms and an additional full bath. A large basement provides plenty of storage space. Make this wonderful home your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
Woodward El SchoolGrades K-44.2 mi
6/10
4/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric,Dishwasher,Refrigerator,Range

Basement

  • Level: Lower
  • Area: 1299.8
  • Dimensions: 26.8 x 48.5

Bathroom

  • Level: Upper
  • Area: 73.04
  • Dimensions: 8.8 x 8.3

Bathroom

  • Level: Main
  • Area: 29.038999999999998
  • Dimensions: 7.1 x 4.09

Bedroom1

  • Level: Upper
  • Area: 357.2
  • Dimensions: 18.8 x 19

Bedroom2

  • Level: Upper
  • Area: 277.4
  • Dimensions: 14.6 x 19

Bedroom3

  • Level: Main
  • Area: 122
  • Dimensions: 12.2 x 10

Bedroom4

  • Level: Main
  • Area: 137.79999999999998
  • Dimensions: 13 x 10.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main
  • Area: 129.86999999999998
  • Dimensions: 11.1 x 11.7

Features

  • Formal Separate
  • Window features: Original
  • Flooring: Carpet W/W,Laminate
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,064
  • Finished area above ground: 2,416

Great Room

  • Level: Main
  • Area: 199.8
  • Dimensions: 13.5 x 14.8

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Whole House Fan

Interior Area

  • Total structure area: 3,480
  • Total interior livable area: 3,480 sqft

Kitchen

  • Level: Main
  • Area: 148.5
  • Dimensions: 11 x 13.5

Living Room

  • Level: Main
  • Area: 187.20000000000002
  • Dimensions: 13 x 14.4

Other

  • Level: Main
  • Area: 16.892100000000003
  • Dimensions: 4.11 x 4.11

Other

  • Level: Main
  • Area: 296.01
  • Dimensions: 25.3 x 11.7

Property

Details

  • Parcel number: 29-14882
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Patio
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 0.69 Acres
  • Features: Cleared

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$163$1,956
Property Taxes $676$8,112
Electricity $381$4,581
Total$2,989$35,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,480/yr
40% on housing$89,670/yr
45% on housing$79,706/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 17745$98
Clinton County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 17745$114
Clinton County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$349,900

For Sale by Agent

AgentPatricia Y. Davis
BrokerageDAVIS REAL ESTATE INC.

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