108 Mill St, Lock Haven, PA, 17745
About This Home
Spacious 4-bedroom home located just one block from the Lock Haven Levee Walk entrance and only steps from downtown shops, restaurants, and amenities. This property offers plenty of potential for an owner-occupant, investor, or renovation enthusiast looking to bring new life to a generously sized home in a convenient location. The home features two electric meters and multiple entrances, with indications it may have previously been configured as a two-unit residence. With its sizable footprint, versatile layout, walkable location, and opportunity to customize and improve, this property is ready for its next chapter. Layout includes one first-floor bedroom and three additional bedrooms on the second floor. The first-floor bedroom is accessed through the first-floor full bathroom. Upstairs, a second kitchen area is accessed through either the second-floor full bathroom or one of the bedrooms. 2nd floor kitchen appears to have been used as a bedroom in the past.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block,Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 1007
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,014
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 3,021
- Total interior livable area: 2,014 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 209772
- Zoning: RES - MED DENSITY
- Special condition: Real Estate Owned
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 4,312 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $480 | $5,760 |
| Home Insurance * | $44 | $528 |
| Property Taxes | $85 | $1,020 |
| Electricity | $224 | $2,692 |
| Total | $833 | $9,996 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $115,000 |
| 2025-12-15 | Sold | $1,190 |
| 2020-07-17 | Sold | $115,000 |
| 2019-12-26 | Listed for sale | $119,500 |
| 2008-10-02 | Sold | $101,500 |
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