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55 Mill Hill Rd, Lock Haven, PA, 17745

5beds
3baths
2,412sqft
$315,000
$131price/sqft
$2,285/moest. monthly cost
$91,400/yrincome needed

About This Home

This spacious five-bedroom home, situated in the desirable Lock Haven area, offers a remarkable blend of modern comfort and idyllic country living. The entire residence has been meticulously redone, featuring new drywall throughout, ensuring a fresh and contemporary aesthetic. For optimal climate control new mini splits have been installed to fulfill all your heating and cooling needs. The flooring has been completely updated with plush carpet and linoleum to offer both style and comfort. Also boasts a two car garage with this picture perfect home. It truly is a must see property that you absolutely fall in love with.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Woodward El SchoolGrades K-40.3 mi
6/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric,Dishwasher,Refrigerator,Range,Garage Door Opener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bathroom

  • Level: Main
  • Area: 48
  • Dimensions: 6 x 8

Bathroom

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Bathroom

  • Level: Upper
  • Area: 64
  • Dimensions: 8 x 8

Bathroom

  • Level: Upper
  • Area: 60
  • Dimensions: 10 x 6

Bedroom1

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Bedroom2

  • Level: Upper
  • Area: 169
  • Dimensions: 13 x 13

Bedroom3

  • Level: Upper
  • Area: 128
  • Dimensions: 8 x 16

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 11 x 13

Bedroom5

  • Level: Upper
  • Area: 221
  • Dimensions: 13 x 17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Ceiling Fan(s)
  • Window features: Original,New
  • Flooring: Carpet W/W,Laminate,Vinyl,Granite/Quartz/Stone
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,412

Heating & Cooling

  • Heating features: Electric,Ductless Mini Split HP
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,412
  • Total interior livable area: 2,412 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 13 x 20

Sitting Room

  • Level: Main
  • Area: 176
  • Dimensions: 11 x 16

Property

Details

  • Parcel number: 36-17830
  • Zoning: Residental

Features

  • Levels: Two
  • Patio & porch: Porch,Patio
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 0.42 Acres
  • Features: Cleared

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$146$1,752
Property Taxes $283$3,396
Electricity $264$3,175
Total$2,285$27,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,342/yr
40% on housing$68,550/yr
45% on housing$60,933/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 17745$97
Clinton County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 17745$114
Clinton County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$315,000
2025-05-08Sold$83,000
2025-04-04Pending sale$90,000
2025-03-25Listed for sale$90,000
2023-07-01Listing removed--
2023-04-11Price change$135,000
2023-01-10Price change$150,000
2022-12-08Listed for sale$170,000
2021-03-24Listing removed--
2019-12-12Listing removed$115,000
2019-09-26Price change$115,000
2019-08-12Price change$105,000
2019-07-17Price change$114,999
2019-06-22Price change$119,999
2019-03-08Listed for sale$129,900
2016-08-11Sold$88,000
2012-03-11Listing removed$138,900
2011-11-19Price change$138,900
2011-08-31Listed for sale$146,900

For Sale by Agent

AgentNathan Jarrett
BrokerageCentury 21 Colonial Real Estate

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