28432 Lake City Rd, Ridgway, PA, 15853
About This Home
Charming Farmette (home and 3 outbuildings) nestled on 4+/- acres across from picturesque Heritage Farms. Enjoy scenic views near the Allegheny National Forest and Clarion River. This well-maintained 2-bedroom & 1-bath home has a convenient main-floor laundry, engineered hardwood flooring throughout, KraftMaid kitchen cabinets and a full wrap-around porch. The home has forced-air heating/cooling with a heat pump for efficient comfort with backup power generators for reliable off grid readiness. Grow your own fruits and vegetables year-round in a sizable professionally equipped heated greenhouse. This farmette offers the best of rural living with modern comforts. Perfect for self-sufficient living, gardening and outdoor enthusiast, farmers or a cozy homestead!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Foundation: block
- Roof: Metal
- Construction materials: Stick-Built
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single-Unit
Interior
Appliances
- Appliances included: Dishwasher
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Features
- Window features: Insulated
- Finished area below ground: 0
Heating & Cooling
- Heating features: Electric Base Board,PROGS Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 748
- Total interior livable area: 748 sqft
Property
Details
- Parcel number: 10180051463
- Zoning: None
Features
- Patio & porch: wrap around
Lot
- Lot size: 4 Acres
- Lot size dimensions: 495 x Irr
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $748 | $8,976 |
| Property Taxes | $286 | $3,432 |
| Electricity | $224 | $2,692 |
| Total | $2,769 | $33,228 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Listed for sale | $325,000 |
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