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150 Lynch Rd, Saint Marys, PA, 15857

2beds
1baths
788sqft
$115,000
$146price/sqft
$955/moest. monthly cost
$38,200/yrincome needed

About This Home

Enjoy efficient, low-maintenance living in this charming 2 bedroom ranch home! Features include insulated windows, vinyl siding, and an asphalt and concrete driveway leading to an attached carport with a convenient storage shed. Situated in a desirable neighborhood, this home offers comfort, practicality, and excellent value. An affordable opportunity at just $115,000!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Stick-Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single-Unit

Interior

Appliances

  • Appliances included: Dryer,Washer,Range

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Window features: Insulated

Heating

  • Heating features: Electric Base Board

Interior Area

  • Total structure area: 788
  • Total interior livable area: 788 sqft

Property

Details

  • Parcel number: 13132201241
  • Zoning: Residential Suburban

Features

  • Patio & porch: Front

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 57.3 x IRR

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$40$480
Property Taxes $110$1,320
Electricity $224$2,692
Total$955$11,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,742/yr
40% on housing$28,650/yr
45% on housing$25,466/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 15857$102
Elk County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 15857$95
Elk County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$115,000
2026-07-27Listed for sale$115,000

For Sale by Agent

AgentBen Kmetz
BrokerageElk County Real Estate

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