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137 Beech Rd, Saint Marys, PA, 15857

3beds
2baths
1,188sqft
$129,500
$109price/sqft
$1,047/moest. monthly cost
$41,880/yrincome needed

About This Home

Welcome home to this inviting 3-bedroom, 1.5-bath, 11/2-story residence located on a dead-end street in the heart of St. Marys. Featuring a spacious loft-style primary bedroom, this home offers a unique layout with plenty of character and comfort.Enjoy the convenience of being just minutes from downtown, with easy access to shopping, dining, schools, and local amenities. Whether you're looking for your first home, downsizing, or seeking a peaceful neighborhood setting, this property is worth a look. Schedule your showing today and discover all this charming home has to offer! Sale of property will be contingent on the seller purchasing a property.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Other
  • Construction materials: Stick-Built,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range

Basement

  • Has basement: Yes

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First
  • Area: 120.64
  • Dimensions: 11.6 x 10.4

Bedroom

  • Level: First
  • Area: 89.44
  • Dimensions: 8.6 x 10.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Level: First
  • Area: 205.36
  • Dimensions: 13.6 x 15.1

Features

  • Window features: Insulated Windows
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,188

Foyer

  • Level: First
  • Area: 35.91
  • Dimensions: 5.7 x 6.3

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: First
  • Area: 70.72
  • Dimensions: 10.4 x 6.8

Laundry

  • Level: Basement

Living Room

  • Level: First
  • Area: 197.12
  • Dimensions: 17.6 x 11.2

Other

  • Level: Second
  • Area: 159.12
  • Dimensions: 13.6 x 11.7

Property

Details

  • Parcel number: 13132541278
  • Zoning: Res

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Patio,Deck

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 1
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $654$7,848
Home Insurance *$45$540
Property Taxes $124$1,488
Electricity $224$2,692
Total$1,047$12,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,897/yr
40% on housing$31,410/yr
45% on housing$27,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 15857$102
Elk County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 15857$95
Elk County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$129,500
2026-06-25Listed for sale$132,000
2025-04-22Listing removed$122,000
2024-12-31Pending sale$122,000
2024-08-10Price change$122,000
2024-08-07Listed for sale$124,000
2024-08-07Pending sale$124,000
2024-07-11Price change$124,000
2024-03-22Pending sale$128,900
2023-08-30Price change$128,900
2023-08-03Listed for sale$129,900
2022-12-21Listing removed--
2022-06-23Listed for sale$129,000
2018-10-24Sold$70,000
2018-06-25Pending sale$73,500
2018-06-06Listed for sale$73,500
2006-04-13Sold$55,000

For Sale by Agent

AgentJason Senior
BrokerageCOLDWELL BANKER DEVELOPAC REALTY

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